Instant Payments

RiskShield for Instant Payments - 
REAL-TIME RISK CONTROL TO COMPLY, SECURE & COMPETE

Our real-time risk control engine helps all banks and payment service providers to fulfill the obligation to implement SEPA Instant payments while complying with the regulations without compromising security of their consumers and risking reputation or fines.

Payment symbols signalizing Instant Payments

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Our prestigious Instant Payments customers

Your benefits in short

  • 24/7/365 risk decision: every calendar day, including weekends and public holidays
  • Full compliance with EU regulations: in both receiving and sending instant payments
  • Reporting and Security Protocols: Automated FIU reporting
  • Customer screening: Daily screening against EU sanction lists
  • Reduced False Positives: Enhancing fraud detection accuracy to improve the customer experience.
  • High lifetime value: By minimizing the need for costly Change Requests (CRs)
  • Strong Competitiveness: Avoid costly penalties and protect your reputation
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One Solution for All

The new instant payments regulations impact multiple departments across financial institutions – particularly in the areas of compliance, fraud prevention, sanctions screening, and continuous monitoring. No matter your role, RiskShield empowers you to reach your goals. 

Fraud Officer

Fraud Officer

Fraud Officer

  • Up to 90% reduction in manual case handling
  • Faster case resolution – and stronger fraud prevention KPIs
Compliance Officer

Compliance Officer

Compliance Officer

  • Audit-ready compliance with instant payments
  • Smoother internal controls – and fewer compliance bottlenecks
  • Faster response to regulatory changes, less firefighting
Sanctions Officer

Sanctions Officer

Sanctions Officer

  • Up to 90% reduction in false positives
  • Less time spent on escalations and manual reviews
  • Greater confidence in every sanction-related decision

Get a deeper understanding of what the new instant payment regulations mean for different perspectives.

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Why it works:

 

  • AI-powered decisioning within milliseconds
  • Pre-authorization analysis
  • Adaptive fraud models + explainable scoring
  • Hybrid detection using rules + Machine Learning (ML)
  • Seamless integration of Verification of Payee (VoP) checks
  • Compliant with PSD3/PSR, AMLD, DORA, and FedNow
  • Seamless integration with third-party applications
  • Audit-ready explainability + policy versioning
  • Automated screening + customizable rules
  • Available as a scalable SaaS platform
     

Further Information about Instant Payments

Beyond Compliance: Securing the Instant Future

Discover the latest insights and strategies in fraud prevention and AML compliance and explore how AI technologies redefine operational efficiency for financial institutions.

Navigating the New EU Instant Payments Regulation

Prepare for the New EU Instant Payments Regulation: Watch our expert-led webinar to navigate the challenges of compliance and fraud prevention in the era of instant payments. 

SEPA Instant Payments require Real-Time Fraud Detection & Prevention Solution

Discover how RiskShield offers holistic real-time fraud prevention for SEPA instant payments. Download our Info Paper for revealing insights and solutions.

Let’s talk about your instant payment challenges.

Whether you’re responsible for fraud prevention, compliance or sanctions screening – we’re happy to answer your questions and explore how RiskShield can support your goals.

Use the form below to get in touch with our team.

Instant Payments