RiskShield Trust customer screening for banks and FinTechs with transparent, AI-supported compliance decisions

RiskShield Trust

Make compliance decisions you can stand behind

RiskShield Trust is a SaaS customer screening solution that helps compliance teams see what matters, understand why it matters and stay in control while reducing complexity and routine work around every decision.

Request a demo

More screening doesn't always mean more certainty.

Compliance teams face growing complexity, more information and increasing pressure to make the right decisions.

  • Alerts need investigation.
  • Decisions need documentation.
  • Watchlists need to stay currentupdated.
  • Regulatory requirements continue to evolve.

At the same time, teams are expected to work efficiently and keep customer onboarding moving.

Automation can reduce the workload but it shouldn't make decisions harder to understand and raise concerns about having less control.

The challenge isn't simply screening more. It's knowing what matters, understanding why and being able to act with confidence.

Clarity and control for every compliance decision

RiskShield Trust turns customer screening into a clear, controlled and confident decision-making process.

It brings together proven RiskShield intelligence, continuously updated data and smart assistance to surface what matters - clearly prioritized, transparent and explainable.

Routine becomes easier, investigations become more focused, and compliance teams remain firmly in control.

See RiskShield Trust in Action

Proven RiskShield screening intelligence. Delivered as SaaS. Built for lean compliance teams.

Focus on relevant risk instead of operational noise.

Cut through screening complexity and bring the information that matters into focus. RiskShield Trust helps analysts prioritize relevant cases and investigate them efficiently, without being overwhelmed by unnecessary noise.

Make every decision understandable and explainable.

Give compliance teams the transparency they need to understand screening results, document their decisions and reconstruct what happened when those decisions need to be reviewed.

From investigation to audit, the reasoning behind a decision remains traceable.

Reduce routine work without giving up oversight.

Let RiskShield Trust handle more of what can be routine while keeping people firmly in control of what matters.

Configurable screening, transparent workflows and smart assistance help reduce manual effort without turning automation into a black box.

Product Features

AI ANALYST

Analyze screening alerts with AI-supported context assessment and decision recommendations. You stay in control by reviewing and adjusting the analysis and proposed assessment.

RiskShield enables you to:

●  Launch AI analysis for a selected alert

●  Compare screened and watchlist entity context

●  Identify relevant matches and highlight differences

●  Generate an adjustable analysis summary

●  Receive a false-positive or true-positive recommendation

●  Review and adjust the AI analysis and recommendation before making the final decision

Real-Time Screening

Instant checks that keep onboarding smooth, even for small teams. Screen your customers before you onboard them. 

Benefits for smaller and mid-sized banks:

● Flexible risk appetite

●  Automated cases

●  Ensure sanction compliance

●  Faster customer onboarding

●  Low false positives

Delta Screening

Delta Screening (efficient change-based re-screening) checks only what has changed, saving time and cost, especially for financial institutions with lean compliance teams. 

It reduces workload by up to 90%, focusing only on:

●  New customers

●  Updated customer data

●  Updated watchlists

Keeps screening of your customer base up to date at any time.

Case Management

Your analysts don’t need another tool. Handle screening hits end to end within RiskShield, keeping investigations consistent and easy to manage.

RiskShield includes:

●  Complete case workflows

●  Comprehensive hit overview

●  Side-by-side comparison

●  Team collaboration

●  Full audit trail

 

Contextual False Positive Reduction

Improve your match accuracy by using context-based logic when screening customers. This reduces manual review effort and operational cost for your team.

This helps you:

●  Increase screening precision

●  Reduce false positives

●  Lower manual review workload

●  Focus on true risks

Risk Category Selection

Decide which list groups you screen against based on risk and channel needs. You focus effort where it matters and avoid unnecessary checks.

RiskShield enables you to:

●  Screen by selected list categories

●  Indirect sanctions (ownership & control) 

●  Risk Categories: PEP, Sanctions, Adverse Media, State Owned, Enforcements

●  Adjust selection per screening channel

●  Use across real-time, batch, and ad-hoc Screening

●  Align screening with your risk appetite

Customer Status Service 

Get the screening status of your customer base at any time. Use it to inform risk assessment, trigger due diligence actions, and support instant payment checks to meet Instant Payments Regulation requirements.

With RiskShield, you can:

●  Verify customer screening status

●  Integrate with your instant payment flows 

●  Act immediately on pending or confirmed watchlist matches

Ad-hoc Screening

Run ad hoc screening whenever needed. It supports fast investigations and rapid response to urgent situations while keeping workflows uncomplicated.

RiskShield allows you to:

●  Perform on demand screening

●  Screen with or without creating a case

●  Complement real time and batch screening

Stay compliant as requirements evolve

Our Paper "EU AMLR 2027: What banks need to prepare for now"

Customer screening doesn't stand still. Neither do regulatory expectations. RiskShield Trust combines continuously updated screening data with transparent, traceable and audit-ready processes to support banks and FinTechs in meeting evolving requirements around:

  • Instant Payment regulations
  • AMLD6
  • FATF recommendations
  • Sanctions regulations
  • AML requirements such as EU AMLR 2027

Instead of spending valuable time maintaining screening infrastructure and data, compliance teams can focus on investigating and making the decisions that matter. For a closer look at what EU AMLR 2027 means for European banks and how to assess your readiness, download our practical guide.

RiskShield Trust SaaS value

RiskShield Trust combines proven RiskShield screening capabilities with a modern SaaS delivery model designed to reduce operational and technical burden.

  • Fast implementation without complex IT projects
  • Full cost transparency, clearly calculable from the outset
  • Includes case management (major cost saver)
  • Easy integration (API and file upload)
  • Lean Teams benefit from Tier-1 quality with zero complexity.

Modern Customer Screening for Banks and FinTechs
 

Across Europe, AML and sanctions requirements are rising fast. All Banks face Tier-1 expectations, but with lean teams and limited IT capacity.

This paper explains why legacy screening is often too heavy for smaller financial institutions and what modern SaaS must deliver instead. See how RiskShield Customer Screening SaaS enables real-time, batch and delta screening with integrated case management to cut false positives, effort and risk.

Download the paper to learn more about RiskShield Customer Screening SaaS.

Close-up of a camera lens symbolizing precision and transparency in AI-powered fraud detection.

FAQ

Here you’ll find answers to some of the most frequently asked questions about RiskShield Trust.

RiskShield Trust is a cloud-based service for sanctions, PEP, and adverse media screening. It supports small and mid-sized banks and FinTechs in meeting regulatory requirements without the need for complex infrastructure or large compliance teams. The solution is designed to be fast, intuitive, and cost-effective.

RiskShield Trust combines a proven screening engine trusted by Tier-1 banks with a lightweight, easy-to-use SaaS model. The result is enterprise-grade compliance without enterprise-level complexity – purpose-built for organizations with lean teams and limited IT resources.

Yes. Delta Screening and contextual false-positive reduction improve match accuracy by applying contextual rules to customer data. This reduces false positives and significantly lowers manual review effort for compliance teams. Delta Screening is explained in more detail further below.

RiskShield Trust is based on integrated LexisNexis® WorldCompliance™ consolidated watchlists, including:

  • Global sanctions and enforcement lists
  • Politically Exposed Persons (PEP)
  • Adverse media
  • State-owned and government-linked entities (SOEs)
  • Indirect sanctions (associated entities and ownership/control relationships)
  • Additional relevant lists

Watchlists are updated automatically and regularly, ensuring screening decisions are always based on the latest data.

RiskShield Trust offers flexible configurability designed for lean compliance teams, including:

  • Screening thresholds to adjust sensitivity
  • Risk category selection (Sanctions, PEP, Adverse Media, State-Owned Entities, Enforcements)
  • Contextual rules such as date of birth, country context, and entity type

With RiskShield Trust, the screening status of your customer base is always up to date. For real-time instant payment processing, the Customer Status API can be queried to ensure that no unresolved sanctions hits exist for customers involved in a transaction. Further details on how to retrieve screening statuses and results are explained in the section below.

RiskShield Trust provides a Customer Status API that allows you to request the current screening status of individual customers. The status clearly indicates whether unresolved or confirmed hits exist across key risk categories such as Sanctions, PEP, and Adverse Media.

Delta Screening re-screens only what has changed, such as updated customer data or new watchlist entries. After the initial full screening of your customer base, only relevant changes trigger re-screening.

Updates to customer data initiate targeted re-screening, while new or changed watchlist entities automatically trigger screening against affected records. This ensures continuous compliance, keeps case volumes manageable, and avoids unnecessary full re-screenings.

Using the Real-Time Screening API, customers can be screened instantly during onboarding. The response returns potential watchlist matches categorized by risk (e.g., Sanctions, PEP, Adverse Media). If hits occur, a case is automatically created in RiskShield and can be investigated in a clean, side-by-side view comparing the screened customer and the matched watchlist entity. The hit outcome status can be queried via a dedicated endpoint.

The built-in case management enables analysts to:

  • Review watchlist hits in a clean, structured interface
  • Compare customer and watchlist entities side by side
  • Add comments and decisions directly within the case
  • Track audit history automatically
  • Manage escalations and referrals

No additional tools are required.

The best way is a short conversation. We’ll review your requirements, operational setup, and goals, and show how RiskShield can simplify compliance and support future growth. Get in touch now.

Ph.D. Nezar Nassr

Ph.D. Nezar Nassr

Senior Compliance & Fraud Solutions Consultant | Risk & Fraud

With over 20 years of experience in banking and FinTech, Nezar is an expert in combating financial crime, employing a range of strategies from foundational models to advanced machine learning techniques. He holds a B.Sc. in Computer Engineering, a Master’s in Artificial Intelligence, and a Ph.D. in Information Security from the University of Leuven. His work focuses on enhancing financial crime mitigation efforts and fostering collaboration between financial institutions and FinTech companies.

PhoneLinkedIn

Talk to us now